Tech Policy Expertise: Fintech & investment

  • Laveena Iyer

    Laveena is a global technology and telecoms analyst at Economist Intelligence, this is the research and analysis business of The Economist Group. Based in the London office, she delivers industry, geopolitical and macroeconomic insights to clients in the government, corporate and academic sectors. In this role she also oversees client relations and partnerships for corporate clients in India.

    She is a seasoned industry analyst with over a decade of experience and in 2021 Onalytica named her among the industry’s top 10 technology analysts. She is a sought-after public speaker and has presented at conferences in Europe, the Middle East and Asia. Her expertise lies in topics such as geopolitics of technology, digitalisation, artificial intelligence, 5G, cybersecurity, digital wallets and sustainability in technology.

    She often shares her comments on industry trends and latest developments with news media such as the BBC, Nikkei Asia, South China Morning Post, Al Jazeera and CNA Singapore. Prior to this role, Laveena covered corporate strategy, start-ups and the tech industry in India as a financial correspondent for a business magazine.

  • Heather Xiao

    I’m the Founder & CEO of Horizon Zero, a research and advisory partner helping UK and international policymakers, businesses, and entrepreneurs strategise and connect across the Open Banking, Open Finance, and Smart Data ecosystems. We support the creation of customer outcome – focused products, partnerships, and infrastructure.

    Previously, I served as Product & Operations Director at Open Banking Limited (OBL) and was a member of its Executive Committee. I led OBL’s product management, trust framework, participant support, and business development. I also represented OBL in the UK Open Banking Future Entity Working Group in 2023, contributing to the next phase of the UK’s open banking strategy, contributed to Smart Data Council, and chaired the UK Open Banking Participants Forum.

    I’m passionate about enabling secure, scalable, cross-sector data sharing to transform personal and business lives. Over the past decade, I’ve led open data initiatives in financial services, aviation, and consulting, building ecosystems across jurisdictions and regulatory environments. Earlier in my career, I helped global organisations define digital strategy, architect data ecosystems, and design operating models to drive transformation at scale.

    At Horizon Zero, we’re currently developing a Smart Data Research Framework to help ecosystem stakeholders shape infrastructure and services that create value for customers and unlock new business models. Our recent work GlowTrack, a cross-sector prototype identifying heating vulnerability, was named a finalist in the DBT Smart Data Challenge Prize 2025.

    Alongside my executive work, I advise policymakers and boards on translating open data sharing ethics, trust and inclusion into real-world infrastructure. I’m also an Honorary Research Fellow at Warwick Business School and a proud member of the Cranfield 100 Women to Watch, well positioned for non-executive roles and board appointments, including FTSE 350 companies.

  • Elise Soucie Watts

    Elise is the Executive Director of Global Digital Finance (GDF), board member, and also board advisor to several firms on policy & regulatory issues. She is also the co-host of the podcast The Outside Context which considers how technology is impacting the future of civilisation.

    Previously, she was at the Association for Financial Markets in Europe (AFME), leading Digital Assets and Data Strategy work, and prior to that she worked at the Financial Conduct Authority (FCA), across both their Technology, Resilience and Cyber Division. and International Division.

    Named ‘Next Generation Leader of the Year’ at the 2022 Women in Finance Awards UK, and part of the Innovate Finance Standout 45 on the Women in Fintech Powerlist 2024 as a Regulatory and Policy Expert, Elise’s dual public and private sector experience positions her to lead both regulatory advocacy and contribute technical knowledge to support the growth of the digital finance ecosystem.

  • Dr Hannah Shimko

    Hannah is the Managing Director of the Gift Card and Voucher Association (GCVA). She is responsible for the running of the trade association and delivery of the GCVA mission to promote and protect the gift card sector. She is also the co-founder of the Women in Tech Policy Network.

    Hannah comes from a career running trade associations, previously as CEO of the Online Dating Association and prior to that as Head of Policy and Comms at the Heritage Alliance.

    She has spent many years on the coalface of advocacy and public relations developing collaborative relationships with government and media as well as influencing key decisions. For the last 5 years, her work has focused on different parts of the tech space, initially online dating, encompassing online safety, digital competition, data protection and cybersecurity, while she now focuses on fintech, payments, and anti-fraud technology.

    She also has a long career of experience working with members and membership organisations, connecting industry professionals with each other and wider stakeholders.

    She holds a PhD from the University of Birmingham.

  • Dr Erin Young

    Dr. Erin Young is Head of Innovation and Technology Policy at the Institute of Directors where she leads the IoD’s policy, strategy and thought leadership work on technology, science and innovation. Before joining the IoD, Erin was Project Co-Lead and Research Fellow in Public Policy at The Alan Turing Institute, where her work influenced the UK’s National AI Strategy and AI Opportunities Action Plan. Previously, Erin held positions at the UN in Paris, WPP in London, MediaX at Stanford University, and Thomson Reuters in New York City. She sits on the Strategy Steering Board for the City of London Corporation’s Women Pivoting to Digital Taskforce and advises the Hg Foundation on AI, inequalities and skills. Erin holds a BA from the University of Cambridge, an MSc in Education (Learning and Technology) from the University of Oxford, a PGC in International Business Practice, Finance and Organisational Behaviour, and a DPhil in Science and Technology Studies from the University of Oxford.

  • Alina Timofeeva

    Alina Timofeeva is a globally recognised leader in AI, Data, and Digital Transformation, with a proven track record of driving large-scale change across public and private sectors in the UK, Europe, and the Middle East. She has held senior roles at Oliver Wyman, KPMG, and Accenture, advising global institutions and working closely with Boards, CIOs, and CROs to align technology with regulatory and strategic priorities.

    As an Influence Board Member of BCS, The Chartered Institute for IT, Alina actively shapes national tech policy. Her passion lies in empowering the next generation—particularly women and individuals from underrepresented or underprivileged backgrounds—to discover the power and beauty of data and technology, believe in themselves, be seen and heard, and realise their full potential. In doing so, she helps unlock wider contributions to the economy, society, and communities.

    A LinkedIn Top Voice and a regular speaker at Davos, London Tech Week, and other leading forums, Alina is also a State Guest and trusted media commentator. She has received eight national awards, including Digital Leader of the Year and Most Inspirational Person of the Year.

    Alina is reshaping global narratives around technology by placing ethics and human impact at the centre. Her mission: to inspire 50 million people through technology, resilience, and opportunity.